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Rates


*Annual Percentage Yield (APY) Effective 1/5/2024

Account Type Min. Balance to Obtain Percentage Yield Interest Rate APY (1, 2)
Supreme Checking (9)  $1 - $1,999.99 0.05% 0.05%
  $2,000 - $9,999.99 0.05% 0.05%
  $10,000 or more 0.05% 0.05%
       
Consumer Money Market (7) $.01 - $4,999.99 0.05% 0.05%
  $5,000 - $249,999.99 0.75% 0.75%
  $250,000 - $499,999.99 0.75% 0.75%
  $500,000 or more 0.75% 0.75%
       
Statement Savings (9) $.01 or more 0.05% 0.05%
       
Kids Savings (9) $.01 - $4,999.99 0.25% 0.25%
  $5,000 or more 0.25% 0.25%
       
High Yield Savings (4) $.01 - $24,999.99 0.10% 0.10%
  $25,000 or more 1.98% 2.00%
       
Business Interest Checking (8) $1 - $1,999.99 0.05% 0.05%
  $2,000 - $9,999.99 0.05% 0.05%
  $10,000 or more 0.05% 0.05%
       
Non-Profit Interest Checking (8) $.01 or more 0.10% 0.10%
       
IOLTA Checking (5) $.01 or more 2.96% 3.00%
(Interest on Lawyers Trust Accounts)      
       
Escrow Checking (6) $1 - $49,999.99 0.05% 0.05%
  $50,000 - $99,999.99 0.05% 0.05%
  $100,000 or more 0.05% 0.05%
       
Business High Yield Money Market (10) $.01 - $49,999.99 0.50% 0.50%
  $50,000 or more 2.96% 3.00%
       
Business Indexed Money Market (7) $.01 - $4,999.99 0.05% 0.05%
  $5,000 - $249,999.99 0.35% 0.35%
  $250,000 - $499,999.99 0.35% 0.35%
  $500,000 or more 0.35% 0.35%
       
Business Statement Saving (9) $.01 or more 0.05% 0.05%
       
Business High Yield Savings (4) $.01 - $24,999.99 0.10% 0.10%
  $25,000 or more 1.98% 2.00%
       
Certificates of Deposit* (3, 7)      
7 day to 5 Month $500.00 0.05% 0.05%
*** 6 Month *** $500.00 5.03% 5.15%
6 Month to 11 Month $500.00 0.05% 0.05%
*** 9 Month *** $500.00 2.96% 3.00%
12 Month $500.00 1.49% 1.50%
13 Month to 17 Month $500.00 0.15% 0.15%
*** 16 Month *** $500.00 4.94% 5.05%
18 Month to 24 Month $500.00 0.15% 0.15%
25 Month to 29 Month $500.00 0.20% 0.20%
30 Month to 35 Month $500.00 0.20% 0.20%
36 Month to 48 Month $500.00 0.30% 0.30%
60 Month $500.00 0.35% 0.35%
       
IRA Certificates of Deposit* (3, 7)      
7 day to 5 Month $500.00 0.05% 0.05%
*** 6 Month *** $500.00 5.03% 5.15%
6 Month to 11 Month $500.00 0.05% 0.05%
*** 9 Month *** $500.00 2.96% 3.00%
12 Month $500.00 1.49% 1.50%
13 Month to 17 Month $500.00 0.15% 0.15%
*** 16 Month *** $500.00 4.94% 5.05%
18 Month to 24 Month $500.00 0.15% 0.15%
25 Month to 29 Month $500.00 0.20% 0.20%
30 Month to 35 Month $500.00 0.20% 0.20%
36 Month to 48 Month $500.00 0.30% 0.30%
60 Month $500.00 0.35% 0.35%

(1) Interest Rates and Annual Percentage Yield May change after account opening.
(2) APY represents Annual Percentage Yield, fees may reduce earnings.
(3) Certificates of Deposit/IRA Certificates of Deposit have an early withdrawal penalty.
(4) Minimum Opening Deposit of $25,000.00 is required.
(5) Minimum Opening Deposit of $5,000 is required.
(6) Minimum Opening Deposit of $1,000 is required.
(7) Minimum Opening Deposit of $500.00 is required.
(8) Minimum Opening Deposit of $100.00 is required
(9) Minimum Opening Deposit of $50.00 is required.
(10) Minimum Opening Deposit of $50.000.00 is required.

Current rates will be quoted upon request or at time of account opening

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Cornerstone Bank
6000 Midlantic Dr, Ste 120S
Mount Laurel, NJ 08054
Phone: 856-439-0300
Lost/Stolen Debit Card: 1-800-500-1044
NMLS #439920
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